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Help-Filing DIY Bankruptcy

Defaulted student loans, credit card debt; how to file with no attorney as one cannot afford one?
Defaulted student loans, credit card debt; how to file with no attorney as one cannot afford one? Is this a Chapter 11 filing? What sort of reason beside the obvious does one have to state in answering why these bets cannot be repaid? What sort of evidence does one need to provide? Can the court make one surrender one's meager property? How long does this process take before one is in the clear?

Help much appreciated, thanks.