But as long as buying a big fuel burner is cheap and easy, there's little financial incentive other then transient high gas prices for consumers to change behaviors.
Therefore, passenger vehicle financing must undergo total reform. It *MUST* be in alignment with Global Warming emission reduction goals.
The vehicles with the lowest emissions profiles *MUST* be the ones with the most favorable financing terms. And vehicles with the worst emissions profiles, must not receive any financing whatsoever.
Of course a better approach would be to offer favorable financing only for zero emissions vehicles and to deny it for all other vehicles. Making exceptions only as appropriate and consistent with sound public policy.